Clients are advised to ensure that the painting is covered by the Client's own insurance policy at all times. However, if specifically requested the Conservator will provide Insurance Cover, subject to an insurance value being agreed. Any insurance arranged by the Conservator will be subect to the terms and conditions of the Conservator's insurance policy, a copy of which is available on request. In the event that an insurance valuation is not agreed, the level of insurance will be based upon the market value of the property to a maximum limit of £5,000 per item, pair or set.